Terms of use
The short version
Compare Loan Offer (CLO) is a loan comparison service, not a lender. The site and its tools give general information and estimates. Offers, rates and approval come from lenders, under their own terms.
Last updated October 2026.
Using this website
- By using compareloanoffer.com and its tools, you agree to these terms.
- Use the site for lawful, personal or business purposes. Don't misuse it, copy it in bulk, or interfere with how it works.
Not a lender, no guarantee of offers
- CLO doesn't make loans or credit decisions. Loans are made by participating lenders, and not all applicants qualify.
- Offers are estimates based on the information you provide and may change after a lender verifies it.
- Rates, terms, fees and amounts vary by lender and by state law.
Information and tools
- Guides, calculators and the comparison tool are for general information. They aren't financial, legal or tax advice.
- Calculations use the numbers you enter and standard formulas. Your lender's figures control.
Other websites
- The CLO application is powered by Flexxbuy LLC and is governed by the terms, consent and privacy policy shown on it.
- Lender websites and offers are governed by each lender's terms.
Content and trademarks
Site content and the Compare Loan Offer and CLO names and logo belong to Compare Loan Offer. Lender names and logos belong to their owners and are used with permission.
Disclaimer and limits
The site is provided as is. To the extent the law allows, CLO isn't liable for losses arising from use of the site, its tools, or any loan you choose.
Changes
We may update these terms. The date at the top shows the latest version. Questions? Use our contact page.