Disclosures
Compare Loan Offer (CLO) is a loan comparison service, not a lender. We may be paid by lending partners. Recommended order reflects loan funding probability, compensation and other factors, and you can always sort by APR or payment instead. Your application is shared with lenders and marketplace partners under the consent you give on the application.
- Encrypted and secure
- No credit impact
- No personal info to CLO
- Free, no obligation
Loan terms from 2 to 60 months. Rates vary depending on the lender, your credit and your state. Maximum APR is 35.99%.
Compensation and ranking
- Checking your rate is free. CLO may be paid by lending partners when you're matched or take a loan.
- Lenders set your rate. Compensation doesn't change the terms a lender offers you.
- Recommendations are based on loan funding probability, compensation from our partners, and other factors.
- Sorting by lowest APR or lowest payment orders offers by those numbers alone.
Who receives your information
- CLO does not collect, use, store or have access to personally identifiable information (PII). Nothing you enter in the application is shared with CLO.
- The CLO application is powered by Flexxbuy LLC.
- By submitting it, you authorize Flexxbuy and its marketplace partners and affiliates to obtain consumer reports to look for financing offers.
- You may agree to be contacted by email, phone, autodialed or prerecorded calls, and text messages.
- Your information may be shared with affiliates, lenders and marketplace partners for financial recommendations, which can include other financial and debt-related services.
- Consent to calls and texts isn't required to use the service. Read the consent, terms and privacy policy linked on the application before you submit.
Not a lender
- CLO doesn't make loans or credit decisions. Loans are made by participating lenders, and not all applicants qualify.
- Rates, terms, fees, minimum and maximum amounts vary by lender and by state law.
APR disclosure
The Annual Percentage Rate is a measure of the cost of credit, expressed as a yearly rate, that relates the amount and timing of value received by the consumer to the amount and timing of payments made. By law, the lender or lending partner/platform must show you the APR before you enter into the loan. States have laws that may limit the APR that the lender or lending partner/platform can charge you. Rates will vary based on your creditworthiness, loan size, and/or other variables with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner/platform. We recommend that you read the lender's and/or lending partner's/platform's personal terms and conditions in full before proceeding for a personal loan. Recommendations are based on loan funding probability, compensation from our partners, and other factors.
Representative Example: If you borrow $5,000 on a 3 year repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.
†Terms displayed in this offer, including the APR, credit limit and estimated monthly payment, are subject to change based on the consumer's verified information, creditworthiness, Line of Credit usage and payment behavior.
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Common questions
How does CLO make money?
CLO may be paid by lending partners when you're matched with or take a loan. Checking your rate is free for you.
Does compensation affect which offers I see first?
It can affect the recommended order, along with loan funding probability and other factors. You can sort by lowest APR or lowest payment to order offers by the numbers alone.
Will I get calls or texts after I apply?
Depending on the consent you give on the application, lenders and marketplace partners may contact you by email, phone or text. Consent to calls and texts isn't required to use the service.
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