Moving and relocation loans
A moving loan is a personal loan that covers relocation costs such as movers, truck rental, security deposits and overlapping rent. It spreads a large one-time expense into fixed monthly payments. Borrow only after you've totaled the real costs.
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- No credit impact
- No personal info to CLO
- Free, no obligation
Loan terms from 2 to 60 months. Rates vary depending on the lender, your credit and your state. Maximum APR is 35.99%.
Costs people forget
- Security deposit and first month's rent, sometimes last month's too.
- Overlapping rent or mortgage while you're between homes.
- Utility deposits and connection fees.
- Storage if your move-in date slips.
Lower the amount first
- Get at least three mover quotes, binding if possible.
- Ask your new employer about relocation assistance.
- Sell or donate what you don't want to pay to move.
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Common questions
Can I get a personal loan for moving expenses?
Yes. Personal loans can cover movers, deposits, travel and overlapping housing costs.
How much should I borrow for a move?
Total your quotes, deposits and overlap costs, then add a small buffer. Borrowing more than you need raises total interest.
How fast can I get a moving loan?
After you choose an offer and the lender receives your completed application and documents, final approval typically takes 1 to 3 business days with good to excellent credit, or up to 5 to 7 business days for higher-risk applicants. Once approved, most lenders send the money directly to your bank account within 24 to 48 business hours. Apply a week or two before move day.
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