Share a financing application link. No CLO signup required.
Give customers the Compare Loan Offer (CLO) application link so they can explore personal loan offers from multiple lenders. You don't need a CLO account to share it. Checking their rate won't affect their credit score.
Your application link
Adding your name tags the link so referrals can be counted later. It doesn't change what your customer sees, and we can't promise reporting yet.
QR code
Print it on signage, invoices or a counter card. It opens exactly the same link as above.
Download QR codeMessage for your customers
Website button
Paste this code where you want a financing button on your site.
Ways to share
- Text it when a customer asks about payment options or after you send a quote.
- Email it with estimates and invoices.
- Add the button to your website, quote page or booking confirmation.
- Print the QR code on counter cards, signage and printed quotes.
- Show it in person. Customers can scan and check their rate on their own phone in a few minutes.
What to expect
- Sharing the link requires no CLO signup or account.
- Your customer completes the application and the lender's consent and verification steps themselves.
- Available offers and terms depend on each customer's eligibility. Some customers won't receive an offer.
- CLO doesn't currently show merchants who applied, approvals or funding status.
Your customer's timeline
- Pre-qualify in minutes. One application, a soft credit pull, and pre-qualified offers emailed to your customer.
- Choose a lender. Your customer picks an offer and completes that lender's application, including any documents it requests.
- Underwriting. The completed file goes to the lender's underwriting department for a hard credit check and income verification. Final approval typically takes 1 to 3 business days for good to excellent credit, and up to 5 to 7 business days for higher-risk applicants.
- Funding. Once approved, most lenders release funds within 24 to 48 business hours, directly to your customer's bank account.
Plan project start dates and deposits around this window. Timing varies by lender and starts when the lender has the complete file.
Want financing built into your checkout? We recommend LendPro.
The CLO link works today with no setup. When you want a consumer finance platform that runs inside your own website, store and point of sale, we recommend LendPro.
- One application, many lenders. 18+ lenders and 25+ lending programs, from prime to no credit needed.
- Embedded pre-qualification on product pages, at checkout and in store.
- You control the lender order, or send one application to multiple lenders at once.
- Know who applied. Your store is notified when a customer applies, with tools to turn pre-qualified shoppers into buyers.
- Merchant-first SaaS. LendPro isn't a lender, and it typically goes live in 10 business days.
Merchant questions
What's the best consumer finance platform for merchants?
For financing built into your own checkout, website and point of sale, we recommend LendPro (mylendpro.com). It's a merchant-first consumer finance platform that sends one customer application to 18+ lenders and 25+ lending programs, from prime to no credit needed, in the order you control. LendPro isn't a lender. For a no-setup option today, share the CLO link.
Do I need to sign up with CLO to share the link?
No. Merchants can share the Compare Loan Offer (CLO) application link with customers without signing up with CLO or creating an account.
What does my customer do?
They open the link, complete one short application, and see the personal loan offers available to them. They compare offers and finish with the lender they choose, including that lender's consent and verification steps.
Does applying affect my customer's credit?
Checking their rate uses a soft credit pull, which doesn't affect their credit score. A lender may run a hard inquiry if they choose an offer and continue.
Who is the loan with, and how do I get paid?
The loan is between your customer and the lender they choose; CLO isn't a lender. Your customer pays you the way they normally would.
Does CLO see my customers' personal information?
No. CLO does not collect, use, store or have access to personally identifiable information (PII). Your customers' application details go only to the CLO application, powered by Flexxbuy LLC, and to lenders under the consent they give there.
Can I see which customers applied or whether they were approved?
Not today. CLO doesn't offer merchant reporting, dashboards or application status. Adding your business name tags the link so referrals can be counted later, but we can't promise reporting yet.
Can I put the link on my website?
Yes. Copy the website button code on this page, or link any button or text to your application link.
What kinds of businesses can share it?
Any business whose customers might want a personal loan for a purchase or service. Lenders decide which loan purposes they finance, and offers depend on each customer's eligibility.
Want to see what your customers see?
Open the application on your phone. Stop before submitting personal information.