Shop and compare personal loan offers
Tell us what you need and what you can afford each month. Check your rate with multiple lenders at once, using a soft credit pull that won't affect your credit score. Then line up your offers here to see which one costs least and which fits your budget.
Plan your loan
What payments could look like
Estimated monthly payment for your amount at example APRs. These are not offers. Cells within your budget are marked.
| Term | 10% APR | 20% APR | 30% APR |
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Compare your offers side by side
After you check your rate, enter each offer you'd consider. We rank them by your priority and flag anything over your budget.
These are example offers from one real application.
| Lender | APR % | Term (months) | Amount $ | Monthly payment $ (optional) | Fee % | Secured | Remove |
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Total repaid is the monthly payment times the term. If you leave the payment blank, we estimate it from the APR, amount and term. Offers you enter stay in this browser only.
Common questions
How do I compare personal loan offers?
Line them up on the same numbers: APR, monthly payment, term, origination fee and total repaid. Check the payment fits your budget first, then pick the lowest total cost among the offers that fit.
Should I pick the lowest APR or the lowest payment?
The lowest APR usually costs least overall, but a shorter term can push the payment above your budget. A longer term lowers the payment and usually raises total interest. Pick the cheapest offer whose payment you can comfortably make.
What if my offers are for different amounts?
Compare the cost per $1,000 borrowed instead of total cost, and make sure the amount you'd receive after any origination fee still covers what you need.
Is the information I enter here saved?
Only in this browser on this device, so you can come back to it. We don't receive or store the offers you type into this tool.
Don't have offers yet?
Pre-qualify in minutes. Checking your rate won't affect your credit score.