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Bathroom remodel loans

Short answer

A bathroom remodel loan is a personal loan for a new shower or tub, vanity, tile, plumbing or accessibility upgrades. Bathroom projects are often small enough that a fixed-rate personal loan is simpler than tapping home equity, and you can check your rate without affecting your credit.

Loan terms from 2 to 60 months. Rates vary depending on the lender, your credit and your state. Maximum APR is 35.99%.

Good fits for a personal loan

Before you sign

  1. Confirm the quote covers demolition, waterproofing and disposal.
  2. Ask whether permits are needed for plumbing or electrical work.
  3. Pre-qualify and compare offers before the contractor's financing deadline.

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Common questions

Can I get a loan for a bathroom remodel?

Yes. A personal loan can pay for materials, fixtures and labor for a bathroom remodel.

Can I finance accessibility upgrades?

Yes. Walk-in showers, grab bars and other accessibility changes can be paid for with a personal loan.

Does checking my rate affect my credit?

No. Compare Loan Offer pre-qualification uses a soft credit pull.

Ready to compare offers?

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