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Center Parc Credit Union Personal Loans: Rates, Terms and Fees (2026)
Short answer: Center Parc, an Atlanta credit union, caps APRs at 17.99%, far below the 35.99% most lenders here allow. Membership is required and opens with your loan.
| At a glance | Center Parc Credit Union |
|---|---|
| APR range | 9.24% to 17.99% through online marketplaces |
| Loan amounts | $3,000 to $35,000 |
| Terms | Up to 60 months |
| Origination fee | Application or processing fee may apply |
| Funding time | Next business day |
| Minimum credit score | Not published |
| Late fee | Not published |
| Availability | Not all rates and amounts are available in all states |
| Credit check to pre-qualify | Soft pull through CLO |
Good to know
- Formerly Atlanta Postal Credit Union
- Rate includes a 0.25% autopay discount
- Membership opens with a $1 share deposit
- Lowest APR cap among the lenders profiled here
How Center Parc Credit Union reaches CLO
Offers from Center Parc Credit Union come through CLO's partner network, powered by Flexxbuy. CLO is not a lender and doesn't make credit decisions. Lenders can't pay to change what this profile says.
Checking your rate uses a soft credit pull. Accepting an offer and finishing a lender's application may lead to a hard inquiry.
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Center Parc Credit Union personal loan questions
What credit score do I need for Center Parc Credit Union?
Center Parc Credit Union doesn't publish a minimum credit score. Pre-qualifying through CLO shows whether Center Parc Credit Union will make you an offer, without affecting your credit.
How much can I borrow from Center Parc Credit Union?
Center Parc Credit Union loan amounts: $3,000 to $35,000. The amount you're offered depends on your income, credit, existing debt and state.
What APR does Center Parc Credit Union charge?
Center Parc Credit Union's published APR range is 9.24% to 17.99% through online marketplaces. Your rate depends on your credit profile, loan amount and term.
How fast does Center Parc Credit Union fund loans?
Next business day. Timing starts once your application and documents are complete.
Does checking my rate with Center Parc Credit Union affect my credit?
No. Pre-qualifying through CLO uses a soft credit pull. A hard inquiry happens only if you accept an offer and complete Center Parc Credit Union's application.
Sources: >Center Parc: rates · >Credit Karma: lender disclosures. Found an error? Report it.