/* Layout: single 1120px column, hero splits copy | application card, bands alternate surface/ink */
:root{
  --bg:#F6F6FB; --surface:#FFFFFF; --ink:#0E1330; --muted:#4A5175; --line:#E2E4F0;
  --accent:#5B3DF5; --accent-hover:#4A2DE0; --accent-ink:#FFFFFF; --accent-soft:#ECE8FF;
  --check:#00A87E; --band:#0E1330; --band-ink:#FFFFFF; --band-muted:#C3C7DD; --mint:#2EE6B0;
  --display:"Manrope","Segoe UI",system-ui,sans-serif;
  --body:"Public Sans","Segoe UI",system-ui,sans-serif;
  --mono:"JetBrains Mono",ui-monospace,Menlo,monospace;
  --radius:16px;
}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){
  --bg:#0B0F26; --surface:#141A3A; --ink:#EEF0FA; --muted:#A9AECB; --line:#283061;
  --accent:#8C78FF; --accent-hover:#A493FF; --accent-ink:#0B0F26; --accent-soft:#221C55;
  --check:#2EE6B0; --band:#141A3A; --band-ink:#FFFFFF; --band-muted:#B8BDDA; color-scheme:dark}}
:root[data-theme="dark"]{
  --bg:#0B0F26; --surface:#141A3A; --ink:#EEF0FA; --muted:#A9AECB; --line:#283061;
  --accent:#8C78FF; --accent-hover:#A493FF; --accent-ink:#0B0F26; --accent-soft:#221C55;
  --check:#2EE6B0; --band:#141A3A; --band-ink:#FFFFFF; --band-muted:#B8BDDA; color-scheme:dark}

*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.6}
a{color:var(--accent)} a:hover{color:var(--accent-hover)}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:6px}
h1,h2,h3{font-family:var(--display);letter-spacing:-0.02em;line-height:1.12;text-wrap:balance;margin:0}
h1{font-size:clamp(2.2rem,5vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.7rem,3.2vw,2.4rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0;max-width:65ch}
.wrap{max-width:1120px;margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
.eyebrow{font-size:.8rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}

/* header */
.site-head{border-bottom:1px solid var(--line);background:var(--surface)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:14px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--display);font-weight:800;font-size:1.25rem;letter-spacing:-0.02em}
.logo:hover{color:var(--ink)}
.mark{width:32px;height:32px;flex:none}
.mark .ring{stroke:var(--accent)} .mark .tick{stroke:var(--check)}
.nav{display:flex;gap:20px;flex-wrap:wrap;font-size:.95rem}
.nav a{color:var(--muted);text-decoration:none;font-weight:500}
.nav a:hover{color:var(--ink)}

/* hero */
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:56px;align-items:center;padding-block:64px}
.hero-copy{display:flex;flex-direction:column;gap:20px;min-width:0}
.hero-copy .lede{font-size:1.15rem;color:var(--muted)}
.proof{display:flex;flex-wrap:wrap;gap:10px 20px;padding:0;margin:4px 0 0;list-style:none;font-size:.95rem;color:var(--muted)}
.proof li{display:flex;align-items:center;gap:8px}
.proof svg{flex:none}
.card{background:var(--surface);border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:0 18px 40px -24px rgba(14,19,48,.35)}
.apply{display:flex;flex-direction:column;gap:16px}
.apply h2{font-size:1.45rem}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-size:.9rem;font-weight:600}
.field select,.field input{height:52px;border-radius:12px;border:1px solid var(--line);background:var(--bg);color:var(--ink);font:inherit;padding:0 14px;width:100%}
.row2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;height:54px;padding:0 24px;border-radius:12px;border:0;background:var(--accent);color:var(--accent-ink);font:700 1.05rem var(--display);cursor:pointer;text-decoration:none}
.btn:hover{background:var(--accent-hover);color:var(--accent-ink)}
.fine{font-size:.82rem;color:var(--muted);line-height:1.5}
.handoff{border-radius:14px;background:var(--accent-soft);padding:18px;display:flex;flex-direction:column;gap:10px}

/* sections */
section.block .wrap{padding-block:72px;display:flex;flex-direction:column;gap:36px}
.section-head{display:flex;flex-direction:column;gap:12px;max-width:720px}
.section-head p{color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;padding:0;margin:0;list-style:none;counter-reset:step}
.steps li{display:flex;flex-direction:column;gap:10px;counter-increment:step;min-width:0}
.steps li::before{content:counter(step);font:800 1rem var(--display);width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--accent-soft);color:var(--accent)}
.steps p{color:var(--muted)}

.band{background:var(--band);color:var(--band-ink)}
.band .section-head p,.band .term p{color:var(--band-muted)}
.terms{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:1px;background:rgba(255,255,255,.12);border-radius:var(--radius);overflow:hidden}
.term{background:var(--band);padding:24px;display:flex;flex-direction:column;gap:8px}
.term dt{font-family:var(--mono);font-size:.85rem;letter-spacing:.04em;color:var(--mint)}
.term dd{margin:0}
.term dd strong{font-family:var(--display);font-size:1.1rem;display:block;margin-bottom:4px;color:var(--band-ink)}

.guides{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.guide{display:flex;flex-direction:column;gap:10px;padding:24px;border-radius:var(--radius);background:var(--surface);border:1px solid var(--line);text-decoration:none;color:var(--ink);min-width:0}
.guide:hover{border-color:var(--accent);color:var(--ink)}
.guide p{color:var(--muted);font-size:.95rem}
.guide span{font-weight:700;color:var(--accent);font-size:.95rem}

.honest{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:40px;align-items:start}
.honest ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:10px;color:var(--muted)}

.faq{display:flex;flex-direction:column;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line);padding-block:4px}
.faq summary{cursor:pointer;list-style:none;padding:18px 36px 18px 0;font:700 1.1rem var(--display);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:14px;font-size:1.5rem;color:var(--accent)}
.faq details[open] summary::after{content:"\2212"}
.faq details p{padding:0 0 20px;color:var(--muted)}

/* tables */
.table-box{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface)}
table{border-collapse:collapse;width:100%;min-width:620px;font-size:.97rem}
th,td{text-align:left;padding:16px 18px;border-bottom:1px solid var(--line);vertical-align:top}
thead th{font-family:var(--display);font-size:1rem;background:var(--accent-soft)}
tbody th{font-weight:600;width:28%}
tr:last-child th,tr:last-child td{border-bottom:0}

/* article pages */
.article .wrap{padding-block:56px;display:flex;flex-direction:column;gap:28px;max-width:820px}
.article h2{font-size:1.6rem;margin-top:12px}
.article ul,.article ol{margin:0;padding-left:22px;display:flex;flex-direction:column;gap:8px}
.answer{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px 24px;display:flex;flex-direction:column;gap:8px}
.answer strong{font-family:var(--display)}
.crumbs{font-size:.9rem;color:var(--muted)}
.crumbs a{color:var(--muted)}
.cta-strip{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between;padding:28px;border-radius:var(--radius);background:var(--band);color:var(--band-ink)}
.cta-strip p{color:var(--band-muted)}

/* footer */
.site-foot{border-top:1px solid var(--line);background:var(--surface);font-size:.88rem;color:var(--muted)}
.site-foot .wrap{padding-block:40px;display:flex;flex-direction:column;gap:16px}
.site-foot p{max-width:none}
.foot-links{display:flex;gap:20px;flex-wrap:wrap}
.foot-links a{color:var(--muted)}

/* apply everywhere */
.btn-sm{height:44px;padding:0 18px;font-size:.95rem}
.site-head .nav{margin-left:auto}
.inline-cta{display:flex;flex-wrap:wrap;align-items:center;gap:10px 16px}
.inline-cta span{display:inline-flex;align-items:center;gap:6px;font-size:.9rem;color:var(--muted)}
.inline-cta span svg{color:var(--check)}
.byline{font-size:.88rem;color:var(--muted);margin-top:-12px}
.ptiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.ptile{display:flex;flex-direction:column;gap:2px;padding:14px;border-radius:14px;border:1px solid var(--line);background:var(--bg);color:var(--ink);text-decoration:none;min-height:44px}
.ptile strong{font-family:var(--display);font-size:1rem}
.ptile span{font-size:.82rem;color:var(--muted);line-height:1.35}
.ptile:hover{border-color:var(--accent);color:var(--ink)}
.ptile.featured{border-color:var(--accent);background:var(--accent-soft)}
.feature{background:var(--surface);border-block:1px solid var(--line)}
.faq-cat{display:flex;flex-direction:column;gap:12px;scroll-margin-top:16px}
.apply-bar{display:none}
@media (max-width:860px){
  .apply-bar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:20;align-items:center;justify-content:space-between;gap:12px;
    background:var(--surface);border-top:1px solid var(--line);box-shadow:0 -8px 24px -12px rgba(14,19,48,.35);
    padding-top:10px;padding-bottom:calc(10px + env(safe-area-inset-bottom,0px));
    padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
  .apply-bar .btn{height:48px;flex:none}
  .apply-bar-text{display:flex;flex-direction:column;line-height:1.25;min-width:0}
  .apply-bar-text strong{font-family:var(--display)}
  .apply-bar-text span{font-size:.8rem;color:var(--muted)}
  body{padding-bottom:84px}
  .site-head .btn-sm{display:none}
  .site-head .nav{margin-left:0;gap:14px}
}

/* footer map */
.foot-map{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:28px}
.foot-map h3{font-size:.95rem;color:var(--ink);margin-bottom:10px}
.foot-map ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.foot-map a{color:var(--muted);text-decoration:none}
.foot-map a:hover{color:var(--accent)}

/* link grids */
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chips a{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:999px;border:1px solid var(--line);background:var(--surface);color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
.chips a:hover{border-color:var(--accent);color:var(--accent)}
.related{display:flex;flex-direction:column;gap:12px;padding-top:8px;border-top:1px solid var(--line)}

/* calculator */
.calc{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}
.calc .card{display:flex;flex-direction:column;gap:14px;padding:22px}
.calc h2{font-size:1.25rem;margin:0}
.out{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:0}
.out div{background:var(--bg);border-radius:12px;padding:12px 14px}
.out dt{font-size:.8rem;color:var(--muted);font-weight:600}
.out dd{margin:2px 0 0;font:800 1.25rem var(--display);font-variant-numeric:tabular-nums}
.verdict{border-radius:var(--radius);background:var(--accent-soft);padding:18px 20px;font-weight:600}
.tag{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}

/* offers results */
.results .wrap{padding-block:40px;display:flex;flex-direction:column;gap:22px}
.sample-note{border:1px dashed var(--line);border-radius:12px;padding:10px 14px;font-size:.88rem;color:var(--muted)}
.spread{border-radius:var(--radius);background:var(--band);color:var(--band-ink);padding:22px 24px;display:flex;flex-direction:column;gap:6px}
.spread strong{font:800 clamp(1.3rem,3vw,1.75rem) var(--display);letter-spacing:-0.02em}
.spread span{color:var(--band-muted)}
.toolbar{display:flex;flex-wrap:wrap;gap:12px 20px;align-items:center;justify-content:space-between}
.sorts{display:flex;flex-wrap:wrap;gap:8px}
.sorts button{min-height:44px;padding:0 14px;border-radius:999px;border:1px solid var(--line);background:var(--surface);color:var(--ink);font:600 .92rem var(--body);cursor:pointer}
.sorts button[aria-pressed="true"]{background:var(--accent);border-color:var(--accent);color:var(--accent-ink)}
.toggle{display:flex;align-items:center;gap:8px;font-size:.92rem;font-weight:600;min-height:44px}
.toggle input{width:20px;height:20px;accent-color:var(--accent)}
.offer-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;padding:0;margin:0;list-style:none}
.offer{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:20px;display:flex;flex-direction:column;gap:14px;min-width:0}
.offer.top{border-color:var(--accent);box-shadow:0 0 0 1px var(--accent)}
.offer-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;flex-wrap:wrap}
.lender{font:800 1.15rem var(--display);letter-spacing:-0.01em}
.logo-chip{background:#FFFFFF;border-radius:10px;padding:6px 10px;display:flex;align-items:center;height:52px;max-width:200px}
.logo-chip img{height:40px;width:auto;max-width:180px;object-fit:contain;object-position:left center}
.badges{display:flex;flex-wrap:wrap;gap:6px}
.badge{font-size:.74rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:4px 9px;border-radius:999px;background:var(--accent-soft);color:var(--accent)}
.badge.secured{background:var(--bg);color:var(--ink);border:1px solid var(--line)}
.badge.best{background:var(--check);color:var(--band)}
.nums{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 16px;margin:0}
.nums dt{font-size:.8rem;color:var(--muted);font-weight:600}
.nums dd{margin:0;font:800 1.3rem var(--display);font-variant-numeric:tabular-nums}
.nums .apr dd{font-size:1.9rem;color:var(--accent)}
.offer details{font-size:.85rem;color:var(--muted)}
.offer summary{cursor:pointer;font-weight:600;color:var(--ink);min-height:32px;display:flex;align-items:center}
.disclosures{display:flex;flex-direction:column;gap:12px;font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);padding-top:20px}
.disclosures p{max-width:none}

@media (max-width:860px){
  .offer-list{grid-template-columns:minmax(0,1fr)}
  .foot-map{grid-template-columns:repeat(2,minmax(0,1fr))}
  .calc{grid-template-columns:minmax(0,1fr)}
  .hero .wrap,.honest{grid-template-columns:minmax(0,1fr)}
  .hero .wrap{gap:36px;padding-block:40px}
  .steps,.guides{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:420px){.row2{grid-template-columns:minmax(0,1fr)}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}
.hero-mobile-cta{display:none}
@media (max-width:860px){
  .hero-mobile-cta{display:inline-flex;align-self:flex-start}
  .hero .wrap{padding-block:28px}
  h1{font-size:clamp(2rem,8.5vw,2.4rem)}
}

/* shopping assistant */
.assistant .step{display:flex;flex-direction:column;gap:18px;padding:24px}
.step-head{display:flex;align-items:center;gap:12px}
.step-head h2{margin:0;font-size:1.4rem}
.step-num{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--accent);color:var(--accent-ink);font:800 1rem var(--display);flex:none}
.plan-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.priority{grid-column:1/-1;border:0;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px 20px;align-items:center}
.priority legend{font-size:.9rem;font-weight:600;margin-bottom:6px;width:100%}
.priority label{display:flex;align-items:center;gap:8px;min-height:44px;font-weight:500}
.priority input{width:20px;height:20px;accent-color:var(--accent)}
.plan-out{display:flex;flex-direction:column;gap:10px}
.plan-out h3{margin:0}
.pay-grid{min-width:480px}
.pay-grid td{font-variant-numeric:tabular-nums}
.pay-grid td.fits{background:var(--accent-soft);font-weight:700}
.fit-mark{font-size:.72rem;font-weight:700;color:var(--check);text-transform:uppercase;letter-spacing:.04em}
.plan-tip{font-weight:600}
.offer-input{min-width:860px}
.offer-input td{padding:8px}
.offer-input input:not([type=checkbox]){width:100%;height:44px;border-radius:10px;border:1px solid var(--line);background:var(--bg);color:var(--ink);font:inherit;padding:0 10px;font-variant-numeric:tabular-nums}
.offer-input input[type=checkbox]{width:22px;height:22px;accent-color:var(--accent)}
.offer-input td.c{text-align:center;vertical-align:middle}
.opt{font-weight:400;color:var(--muted);font-size:.8rem}
.icon-btn{width:44px;height:44px;border-radius:10px;border:1px solid var(--line);background:var(--surface);color:var(--muted);font-size:1.3rem;cursor:pointer}
.icon-btn:hover{color:var(--ink);border-color:var(--accent)}
.btn-ghost{background:var(--surface);color:var(--accent);border:1px solid var(--accent);align-self:flex-start}
.btn-ghost:hover{background:var(--accent-soft);color:var(--accent)}
.linkish{background:none;border:0;padding:0;color:var(--accent);font:inherit;font-weight:600;text-decoration:underline;cursor:pointer;min-height:32px}
.ranked{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.badge.warn{background:transparent;color:var(--ink);border:1px solid var(--line)}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.terms-note{margin-top:-4px}
@media (max-width:860px){
  .plan-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .ranked{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:480px){ .plan-grid{grid-template-columns:minmax(0,1fr)} }
.assistant .wrap > *, .assistant .step, .assistant .step > *, .plan-out > *{min-width:0;max-width:100%}
.table-box{position:relative}
.plan-grid .priority{flex-direction:row;align-items:center;justify-content:flex-start}
.plan-grid .priority label{font-size:1rem}
.offer-input td:first-child{min-width:210px}

/* C LO logo */
.logo{gap:0}
.clo-mark{display:inline-flex;align-items:center;font:800 1.6rem/1 var(--display);letter-spacing:-0.01em;color:var(--ink)}
.clo-gap{display:inline-block;width:.26em}
.clo-o{width:.86em;height:.86em;margin-left:.05em}
.clo-o .ring{stroke:var(--accent)} .clo-o .tick{stroke:var(--check)}
.logo-name{font:700 .92rem var(--display);color:var(--muted);letter-spacing:0;margin-left:12px;padding-left:12px;border-left:1px solid var(--line);line-height:1.2}
@media (max-width:420px){.clo-mark{font-size:1.4rem}.logo-name{font-size:.82rem;margin-left:9px;padding-left:9px}}

/* hero ctas, merchants */
.hero-ctas{display:flex;flex-wrap:wrap;gap:10px}
.hero-ctas .btn-ghost{align-self:auto}
.merchants-band{background:var(--accent-soft)}
.merchant .share{display:flex;flex-direction:column;gap:14px;padding:24px;min-width:0}
.merchant .share h2{margin:0;font-size:1.35rem}
.merchant .share > *{min-width:0;max-width:100%}
.merchant input[readonly], .merchant textarea{width:100%;border-radius:12px;border:1px solid var(--line);background:var(--bg);color:var(--ink);font:inherit;padding:12px 14px}
.merchant input[readonly]{height:52px;font-family:var(--mono);font-size:.85rem}
.merchant textarea.code{font-family:var(--mono);font-size:.82rem}
.merchant .field input:not([readonly]){height:52px;border-radius:12px;border:1px solid var(--line);background:var(--bg);color:var(--ink);font:inherit;padding:0 14px;width:100%}
.share-actions{display:flex;flex-wrap:wrap;gap:10px}
.copy-status{min-height:1.4em;font-weight:600;color:var(--check)}
.qr-row{display:flex;flex-wrap:wrap;gap:20px;align-items:center}
.qr-box{background:#FFFFFF;border-radius:16px;padding:8px;border:1px solid var(--line);line-height:0}
.qr-box canvas{width:200px;height:200px}
.qr-text{flex:1 1 240px;display:flex;flex-direction:column;gap:8px;min-width:0}
.qr-text h3{margin:0}
.btn-preview{padding:18px;border-radius:12px;background:var(--bg);border:1px dashed var(--line)}
.ways{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr));gap:12px}
.ways li{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:16px;color:var(--muted)}
.ways strong{display:block;color:var(--ink);font-family:var(--display);margin-bottom:4px}
.logo-grid{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,180px),1fr));gap:12px}
.logo-grid li{background:#FFFFFF;border:1px solid var(--line);border-radius:14px;height:76px;display:flex;align-items:center;justify-content:center;padding:10px}
.logo-grid img{max-height:44px;width:auto;max-width:100%;object-fit:contain}

/* audience tabs: consumers default, merchants separate */
.aud-bar{background:var(--band)}
.aud-tabs{display:flex;gap:4px;padding-top:6px}
.aud-tabs a{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:12px 12px 0 0;color:var(--band-muted);font:600 .92rem var(--body);text-decoration:none}
.aud-tabs a:hover{color:var(--band-ink)}
.aud-tabs a[aria-current]{background:var(--surface);color:var(--ink)}
.aud-tabs a:focus-visible{outline-offset:-3px}
.nav a[aria-current="page"]{color:var(--ink);font-weight:700;text-decoration:underline;text-decoration-color:var(--accent);text-decoration-thickness:2px;text-underline-offset:6px}
.logo{border-radius:8px}
.logo:hover .logo-name{color:var(--ink)}

/* CLO logo, final: tight Montserrat Black letters, violet ring O with a mint check breaking out */
.clo-mark{font-family:"Montserrat",var(--display);font-weight:900;font-size:1.75rem;letter-spacing:-0.035em;line-height:1;align-items:baseline}
.clo-gap{display:none}
.clo-o{width:.77em;height:.77em;margin-left:.03em;margin-bottom:-.04em;overflow:visible}
.clo-o .ring{stroke:var(--accent)}
.clo-o .tick-edge{stroke:#0E8C70}
.clo-o .tick{stroke:#1CC39C}
.logo-name{font-family:"Montserrat",var(--display);font-weight:800;font-size:1rem;letter-spacing:-0.01em;color:var(--ink);margin-left:14px;padding-left:14px;border-left:2px solid var(--line)}
@media (max-width:420px){.clo-mark{font-size:1.45rem}.logo-name{font-size:.86rem;margin-left:10px;padding-left:10px}}
.clo-mark{font-size:2.1rem}
.clo-o{width:.86em;height:.86em;margin-left:.015em;margin-bottom:-.07em}
@media (max-width:420px){.clo-mark{font-size:1.65rem}}
.vs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.vs-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px;display:flex;flex-direction:column;gap:12px;min-width:0}
.vs-card h3{margin:0}
.vs-card dl{margin:0;display:flex;flex-direction:column;gap:10px}
.vs-card dt{font-size:.8rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
.vs-card dd{margin:2px 0 0}
@media (max-width:700px){.vs{grid-template-columns:minmax(0,1fr)}}

/* hero search bar: centered, prominent, funded directly */
.hero-search{background:radial-gradient(1100px 420px at 50% -10%,var(--accent-soft),transparent 70%)}
.hero-search .wrap{display:flex;flex-direction:column;align-items:center;text-align:center;gap:18px;padding-block:56px 48px}
.pill-eyebrow{background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:6px 14px;letter-spacing:.08em}
.hero-search h1{display:flex;flex-direction:column;gap:10px;max-width:22ch}
.h1-big{font-size:clamp(2.5rem,6vw,4.2rem)}
.h1-sub{font-size:clamp(1.15rem,2.2vw,1.5rem);font-weight:700;color:var(--muted);letter-spacing:-0.01em}
.hero-search .lede{font-size:1.1rem;color:var(--muted);max-width:62ch}
.loan-search{width:100%;max-width:900px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr) auto;align-items:stretch;gap:0;background:var(--surface);border:2px solid var(--accent);border-radius:20px;padding:8px;box-shadow:0 24px 50px -24px rgba(91,61,245,.45);margin-top:8px;text-align:left}
.ls-field{display:flex;flex-direction:column;justify-content:center;gap:2px;padding:8px 18px;min-width:0}
.ls-field+.ls-field{border-left:1px solid var(--line)}
.ls-field label{font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}
.ls-input{display:flex;align-items:center;gap:4px;font:800 1.5rem var(--display);color:var(--ink)}
.ls-input input,.ls-field select{border:0;background:transparent;color:var(--ink);font:800 1.35rem var(--display);padding:4px 0;width:100%;min-width:0;outline:none;height:40px}
.ls-input input{font-size:1.5rem}
.ls-field select{cursor:pointer;appearance:auto}
.ls-field:focus-within{background:var(--accent-soft);border-radius:14px}
.ls-go{height:auto;min-height:64px;padding:0 30px;font-size:1.15rem;border-radius:14px;gap:8px;white-space:nowrap}
.ls-note{font-size:.95rem;font-weight:600;color:var(--muted)}
.funded{list-style:none;padding:0;margin:14px 0 0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;width:100%;max-width:980px;text-align:left}
.funded li{display:flex;gap:12px;align-items:flex-start;background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:16px}
.funded strong{display:block;font-family:var(--display);font-size:1.05rem;color:var(--ink)}
.funded span{font-size:.92rem;color:var(--muted);line-height:1.45}
.f-ico{flex:none;width:32px;height:32px;border-radius:50%;background:var(--accent-soft);display:grid;place-items:center}
.hero-fine{max-width:80ch}
@media (max-width:820px){
  .loan-search{grid-template-columns:minmax(0,1fr);padding:10px;gap:6px}
  .ls-field+.ls-field{border-left:0;border-top:1px solid var(--line)}
  .ls-field{padding:10px 12px}
  .ls-go{min-height:58px;width:100%}
  .funded{grid-template-columns:minmax(0,1fr)}
  .hero-search .wrap{padding-block:32px 36px;gap:14px}
}
@media (max-width:820px){
  .hero-search .pill-eyebrow{font-size:.68rem;letter-spacing:.06em;padding:5px 12px;white-space:nowrap}
  .hero-search .h1-big{font-size:2.35rem}
  .hero-search .loan-search{order:4}
  .hero-search .ls-note{order:5}
  .hero-search .lede{order:6;font-size:1rem}
  .hero-search .funded{order:7}
  .hero-search .hero-fine,.hero-search .terms-note{order:8}
}
.h1-line{display:block}
.hero-search h1{max-width:none}
.hero-search .h1-big{font-size:clamp(2rem,5.2vw,3.6rem)}
@media (max-width:820px){.hero-search .h1-big{font-size:clamp(1.75rem,8vw,2.2rem)}}
.faq summary h3.faq-q{font:inherit;margin:0;letter-spacing:inherit;line-height:1.35;display:inline}
.site-foot{position:relative}.sources{font-size:.92rem}
/* pre-qualify CTA: full-width sticky button, long label wraps cleanly */
.btn{text-align:center;line-height:1.2}
@media (max-width:820px){.apply-bar .btn{flex:1 1 auto;width:100%;font-size:1rem;padding:0 14px}}
@media (max-width:820px){.ls-go{white-space:normal}}
.ls-go{white-space:normal;max-width:300px}
@media (max-width:820px){.ls-go{max-width:none}}

/* trust and security badges */
.t-ico{flex:none;color:var(--check)}
.trust-strip{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.88rem;font-weight:600;color:var(--muted)}
.trust-strip li{display:inline-flex;align-items:center;gap:6px}
.hero-trust{justify-content:center;margin-top:-4px}
.cta-trust{margin-top:10px}
.foot-trust{padding:6px 0 18px;margin-bottom:18px;border-bottom:1px solid var(--line)}
.trust-section{padding-top:8px}
.trust-block{background:var(--surface);border:1px solid var(--line);border-radius:22px;padding:28px}
.trust-head{display:flex;align-items:center;gap:12px;margin-bottom:18px}
.trust-head h2{font-size:clamp(1.4rem,2.6vw,1.9rem)}
.trust-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.trust-grid li{display:flex;gap:12px;align-items:flex-start;padding:16px;border-radius:16px;background:var(--bg);border:1px solid var(--line)}
.trust-grid li .t-ico{width:40px;height:40px;padding:9px;border-radius:12px;background:var(--accent-soft)}
.trust-grid strong{display:block;font-family:var(--display);font-size:1rem;color:var(--ink);line-height:1.3}
.trust-grid span{display:block;font-size:.9rem;color:var(--muted);line-height:1.45;margin-top:2px}
.trust-more{margin-top:16px;font-weight:700}
.logos-h{margin:28px 0 12px;font-size:1rem;color:var(--muted);font-weight:700}
.seals{list-style:none;margin:16px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.seals img{height:46px;width:auto}
.bar-trust{display:none}
@media (max-width:820px){
  .trust-grid{grid-template-columns:minmax(0,1fr)}
  .trust-block{padding:20px}
  .apply-bar{flex-direction:column;gap:4px;padding-top:8px}
  .bar-trust{display:inline-flex;align-items:center;gap:5px;font-size:.74rem;font-weight:600;color:var(--muted)}
  .bar-trust .t-ico{color:var(--check)}
}
@media (min-width:821px) and (max-width:1060px){.trust-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:820px){
  .hero-search .hero-trust{order:5}
  .cta-trust,.foot-trust{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 12px;font-size:.82rem}
}
.article ul.trust-strip{flex-direction:row;padding-left:0;gap:8px 18px}
.article ul.trust-grid,.article ul.seals,.article ul.logo-grid{padding-left:0;display:grid}
.article ul.seals{display:flex;flex-direction:row}
@media (max-width:820px){.article ul.trust-strip.cta-trust{display:grid}}

/* approval-to-funding timeline */
.timeline-block{margin:28px 0;padding:24px;border:1px solid var(--line);border-radius:20px;background:var(--surface)}
.timeline-block h2{font-size:clamp(1.3rem,2.4vw,1.7rem)}
.tl-sub{color:var(--muted);font-size:.95rem;margin:6px 0 18px}
.timeline,.article ol.timeline{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;counter-reset:tl}
.timeline li{position:relative;display:flex;flex-direction:column;gap:6px;padding:18px 16px 16px;border-radius:16px;background:var(--bg);border:1px solid var(--line);counter-increment:tl}
.timeline li::before{content:counter(tl);position:absolute;top:-12px;left:16px;width:26px;height:26px;border-radius:50%;background:var(--accent);color:var(--accent-ink);font:800 .85rem/26px var(--display);text-align:center}
.tl-time{align-self:flex-start;margin-top:6px;padding:3px 10px;border-radius:999px;background:var(--accent-soft);color:var(--ink);font-size:.78rem;font-weight:800;letter-spacing:.02em}
.timeline strong{font-family:var(--display);font-size:1.02rem;color:var(--ink);line-height:1.3}
.tl-text{font-size:.9rem;color:var(--muted);line-height:1.45}
@media (max-width:900px){.timeline,.article ol.timeline{grid-template-columns:minmax(0,1fr);gap:18px}}

/* LendPro recommendation (merchant page) and store note */
.lendpro-card{margin:28px 0;display:flex;flex-direction:column;gap:14px;border:2px solid var(--accent)}
.lendpro-card h2{font-size:clamp(1.35rem,2.6vw,1.8rem)}
.lp-points,.article ul.lp-points{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 18px}
.lp-points li{padding-left:22px;position:relative;color:var(--muted)}
.lp-points li::before{content:"";position:absolute;left:0;top:.55em;width:9px;height:9px;border-radius:50%;background:var(--check)}
.lp-points strong{color:var(--ink)}
.lendpro-card .btn{align-self:flex-start}
.vs-note{margin:16px 0 0;color:var(--muted);font-size:.95rem}
@media (max-width:820px){.lp-points,.article ul.lp-points{grid-template-columns:minmax(0,1fr)}.lendpro-card .btn{align-self:stretch}}